Current Mortgage Rates
We have provided a small taster of some of the best current mortgage rates available for different types of interest rate options. Once you have made a mortgage enquiry, your mortgage advisor can find you the most suitable mortgage deal for your situation.
Why not try using our mortgage payment calculator to work out how much you would have to pay back in mortgage payments?
Product |
Initial Rate |
Rate Ends |
LTV |
Product Features |
Discounted |
4.31% |
Aug 2006 |
90% |
No MIG for advances up to 85% |
Discounted |
4.48% |
2 years |
80% |
Buildings insurance through lender compulsory for first 2 years. |
Fixed |
2.89% |
Sept 2006 |
95% |
Free remortgage transfer service offered for loans up to 75% LTV. |
Fixed |
2.99% |
Sept 2006 |
95% |
Buildings insurance must be taken through lender. |
Fixed |
5.39% |
2 years |
80% |
Loyalty discount applied after 5 years. No extended redemption penalties. |
Fixed |
5.59% |
10 years |
95% |
Loyalty discount applied at end of fixed period. No extended redemption penalties. |
Capped |
5.89% |
Aug 2009 |
75% |
Free valuation for all applicants; free legal service for remortgages. |
Capped |
5.84% |
Jan 2010 |
95% |
Available for remortgages, but cashback and refunded valuation offers apply to purchases only. |
Product |
Initial Rate |
Rate Ends |
LTV |
Product Features |
Buy to Let |
5.66% |
3 years |
80% |
Main applicant must have annual income of at least £25,000 & monthly rental must be at least 130% |
Buy to Let |
5.74% |
Jan 2008 |
80% |
Annual rental income required to be at least 10% of the loan amount. |
Buy to Let |
5.99% |
Sept 2009 |
75% |
Monthly rental income must equal at least 130% of mortgage interest payment. |
First Time Buyers |
4.44% |
2 years |
95% |
Advances up to 90%, no MIG. |
First Time Buyers |
4.75% |
2 years |
95% |
Free ASU for 6 months & advances up to 90%, no MIG. |
100% Mortgages |
5.50% |
Dec 2007 |
100% |
First time buyers only. Free valuation up to £650. |
100% Mortgages |
5.69% |
Dec 2006 |
100% |
Free valuation. |
Self Cert |
4.48% |
2 years |
75% |
Free ASU for 6 months. |
Self Cert |
5.49% |
Jun 2007 |
90% |
Flexible option & no MIG. Self employed only. |
SVR |
5.49% |
Not Applicable |
95% |
Scheme includes mortgage, savings account and current account. |
SVR |
5.50% |
Not Applicable |
80% |
Offset mortgage. Rate guaranteed not to exceed Bank of England Base Rate +0.95%. |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.